Association des professionnels de la construction et de l’habitation du Québec

Privilege personalized insurance program for construction employees

It's important to stand out from your competitors to attract and retain the right employees.

In partnership with APCHQ, MRa has developed a very affordable insurance solution that you can offer your employees.

Whether it's medical, dental or disability coverage, your employees and their families will appreciate the financial security you’ve provided.

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Partner since




Cash refund


on average per insured

Michel Daigle – $98,075

APCHQ member Michel Daigle of Lévis was nearly speechless when he received a refund of $98,075. The construction specialist had no idea what he was going to do with this financial windfall. What would you do with it?

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Alessandro Vespoli – $61,985

Mr. Alessandro Vespoli of Laval, an APCHQ member for over 20 years, received a tax-free premium refund of $61,985. Mr. Vespoli and his wife are planning a trip to Italy, his first trip back in 45 years. Buon viaggio!

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Gabriel Prévost – $52,108

APCHQ member Gabriel Prévost of Île-Bizard received a tax-free premium refund of $52,108. He had forgotten that he had this very valuable option. It was a big surprise to see how much money he had accumulated! We’re always very proud when we welcome such satisfied clients to our offices.

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