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benefits

A different approach to insurance

All for one and one for all

We specialize in group-based personal insurance. We negotiate competitively priced individual insurance products with superior benefits on behalf of all our clients, whether they are self-employed or members of professional associations.

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Cash refunds

We refund your money for any products you don't use

If you enrol with us before age 50, we'll reimburse up to 100% of your disability insurance premiums, less any claims made on your policy, when you turn 65 or retire.

Learn more about cash refunds
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Prices that put the competition to shame

It’s like buying wholesale

We represent tens of thousands of clients, including many who are self-employed, and we’re able to negotiate customized programs for your association or professional corporation at very competitive rates.

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Personalized insurance programs

Only what you need

Our programs are designed with your needs in mind. Choose the coverage you need and adjust it throughout your life. Talk to one of our advisors.

See all our coverage
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360° services

With you all the way, from quote to claim

Not only do we design and sell insurance products tailored to the specific needs of our partner associations, we support you and our insureds at every step of the way. Let us help you.

Explore our services
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Designed for professional associations

Tens of thousands of Quebecers benefit already

More than 20 professional associations, federations and corporations have entrusted us to uphold the interests of tens of thousands of members for over 40 years.

See all associations

Let’s have a chat

By email or telephone, we'd be delighted to answer all your questions.